5 Ways to Become a Checking Account Genius

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Project Description

When it comes to smart financial management, it’s easy to focus on big goals: building up a retirement fund, paying off a mortgage and creating a perfectly balanced budget.

But when it comes down to it, having a solid checking account is just as important. If managed wisely, it can become a key slice of your overall financial pie.

If you’re not satisfied with your checking account or simply want to evaluate your current situation, read on. The following strategies will turn you into a pro when it comes to checking accounts.

In today’s world, every checking account comes with a string of features — online bill payment, overdraft protection, automatic withdrawals, direct deposit and e-alerts, to name a few.

To evaluate the options available, start by looking at the fees to make sure they are reasonable — or better yet, nonexistent, says Travis Parman, spokesman for Ally Bank based in Detroit.

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Bankrate.com
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